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Cooperative and loan Services

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People seek different ways to access to loans, usually with minor success, but few know about how accessible loans are through financial cooperatives. Considering the harsh realities facing Nigerians amidst the global lockdown and the projection of the world economy slipping into depression, access to loans is an excellent way to jump-start the moratorium on most businesses. Briceol Integrated render a financial body that is owned and operated by its members. A financial cooperative aims to act on behalf of a unified group of people while offering traditional banking services. We are more concerned about the financial stability of the members rather than focusing on profits as banks would.

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BRICEOL COOPERATIVE & LOAN

Our Cooperative and loan lending is protected by laws. This is to ensure that it treats its members equally and settle disputes among members. It is a brilliant approach to our consumer/partner. Also, know that the cooperative loans could also come in different forms other than cash – it could come in the form of asset acquisition, land, mortgage, etc.

TYPES OF LOANS

  • Personal Loans
  • Cash Advances
  • Student Loans
  • Mortgage Loans
  • Home Equilty Loan
  • Small Business Loan

ADVANTAGES OF LOAN

  • If you have never received a loan to purchase something, you are certainly in the minority! Loans can be a great thing, There are many benefits of taking out a loan over other forms of credit, one of which is the ability to access the funds quicker, often at a better interest rate than a credit card. However, with a loan you need to be sure you can pay back the full amount you’ve agreed each month, as there isn’t an option to pay less or a pay a ‘minimum’ like there is with revolving credit, You can have flexible time periods to repay, this will vary depending on the amount you borrow.